If you’ve been trying to get out of debt, then you know how important it is to keep track of your payments and progress. Setting goals, knowing how much you can afford to pay, making payments on time, and being sure you are making the progress you need to are essential to paying off debts as quickly as possible. Below, we’ve got lots of free printable debt trackers (and debt payoff planners, debt snowball worksheets, debt thermometers, etc.) to help you work towards being debt-free. This variety of debt trackers also includes ones for car loans, credit card debt, mortgages, student loans, and blank ones that allow a variety of debt sources to be tracked and paid off. While it’s never easy, there might not be anything else as gratifying as eliminating debt and the interest payments that come with it!
All of these work wonderfully in conjunction with our Free Printable Bill Organizers, Free Printable Budget Planners, and Free Printable Expense Trackers. Be sure to jump to those posts once you’re done here to equip yourself with everything you need to successfully work towards reducing (and eliminating!) your debt.
For the debt trackers provided here, all you need to do is scroll through the images below and decide which one you think will be the most helpful and beneficial for your personal finance circumstances, click on the image, download the PDF file to your computer, and print! It really is that easy to get started on your journey to becoming debt-free! Good luck!
Companion Printables
As you track your debt with one of the printables above or below this point, you should also know that the ones below here are part of our Companion Planner, in which you can pair many of the printables on our website with some of our free calendars to make your own Companion Planner perfectly suited to what you need in a planner.
For more information, you can visit the following pages: Planner Offering Overview, Companion Planner, and Companion Planner Printables.
If you are already here getting printables for your planner, here are a couple more you might like: expense trackers and monthly bill organizers.
Love Your Trackers
Thanks! 🙂
Thank you so much for graciously offering your printables for free.
They are very help for finances and everyday life needs.
They are really nice and well designed.
Thanks for the kind words, Janice. We’re SO glad they are helpful! 🙂
These are great! Thank you so much.
You’re welcome! 🙂
Thank you! I love this website so much; thank you for helping me organize every facet of my life–for free!! Eternally grateful.
Truly our pleasure, Emily! Glad we can help! 🙂
thank you
Our pleasure!
Hi! I love your charts and trackers etc… Thank you so much!
I have a question / request – I am looking for a simple IOU chart … not any kind of budget or bill tracker etc.. I had a rough few months and several people helped me.
I would love to have a chart that has columns for who I owe, how much, if it’s paid ( and anything i might be missing that would be helpful in that kind of chart). I didn’t see anything here. I could be missing it .. I am happy to fill one out if there is a blank template that would work for this purpose.
Let me know what you think and thanks again for all of your great printabulls 😉
Thanks for the kind words, LaShelle! (And sorry for the slow response!)
Very admirable of you to repay your debts! We hope that things are going better for you now. 🙂
We don’t currently have any IOU trackers or charts but we’ve added it to our list of requests and will do our best to publish one at some point.
Great templates. Thanks.
Our pleasure! 🙂
LOVE your website, Has made my financial planning so organized!
SO glad to hear this, Patsy!! Glad we could help! 🙂
I just printed the Debt Payoff Planner, thank you so much for making these. I can’t wait to get started!
Best of luck in your debt reduction efforts, Crystal! 🙂
Thank you for your free printables.. These are helping me out in this new budgeting .
Our pleasure! 🙂
Thank you! This is very helpful:0)
Our pleasure, Raymond! 🙂
thank you for the trackers, this will help me so much!
Our pleasure, Cynthia! 🙂
Thank you so much !!
Our pleasure, DK! 🙂
Thank you so much for creating and sharing these free printables. It has helped me and my family so much for keeping track and noting all important finances and dates. It is truly appreciated!
Our pleasure, Britt. Good luck with your finances in 2026 and beyond!
Thank you so much! These are super useful and cute! I really appreciate you offering them for free.
Our pleasure! Good luck with your finances this year and beyond!
Thank you so much for these free templates!!!
Our pleasure, Heather! 🙂